Tailored Solutions for Your Refinance, Renewal, or Lender Switch

Explore Your Best Mortgage Options

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I’d like to refinance

See how much equity you can access.

Perfect for: homeowners looking to lower payments, consolidate debt, or free up funds.
What it gives: an estimate of available equity and potential new mortgage options.

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I'd like to renew my mortgage

Compare renewal options.

Perfect for: homeowners approaching their renewal date.
What it gives: clarity on better rates, terms, and savings opportunities before signing a new term.

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I'd like to switch my lender

See if switching can save you money.

Perfect for: homeowners looking for better rates, lower payments, or improved terms.
What it gives: a quick comparison of potential savings, penalty estimates, and whether a lender switch is financially worthwhile.

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Leverage 20 years of Toronto-based expertise with Mortgage-Smith. Secure your dream home with tailored mortgage solutions designed just for you.