The name reflects Smith Pearsoll's approach. Like a blacksmith crafting with precision and care, Mortgage - Smith can provide mortgage solutions that fit each client’s unique goals.

At Mortgage-Smith, it’s all about expertise, integrity, and building strong financial foundations one home at a time.

First-Time Buyers should know their budget, get pre-approved, and understand all associated costs, from deposits/down payments to closing fees. Canada offers helpful programs like the FHSA, Home Buyer’s Tax Credit, and Land Transfer Tax rebates.

With expert advice and assistance, along with a team of trusted Realtors & Lawyers, you can enjoy a seamless homebuying experience

Optimize your mortgage terms and rates with Mortgage-Smith's refinancing strategies. When your mortgage term ends, you’re essentially a free agent = a valuable opportunity to restructure your mortgage, secure better rates, adjust your amortization, or access equity.

Whether you’re renewing with your current lender, refinancing to improve cash flow, or switching lenders for a better deal, the goal is to strengthen your financial position with as little friction as possible.

Unlock the potential of real estate investing with crafted financing solutions from Smith Pearsoll/Mortgage-Smith for rental properties, multi-unit homes, and long-term wealth building. Get expert guidance on down payment requirements, cash-flow analysis, lender criteria, and strategies to maximize returns.

Whether you’re a first-time investor or expanding your portfolio, we help you secure competitive rates and structure your mortgage for long-term success.